Health Insurance

Health care cost are rising at an alarming rate. Who will pay your bills if you have a serious accident or a major illness? Health Insurance is the answer to protecting you and your family from serious financial difficulties.

We provide:

  • Quotes from all Major Companies
  • HMO to Hospital only plans
  • Doctor Co Pays
  • Prescription Drug Options
  • Maternity
  • Dental
  • Supplemental Plans

Health Savings Accounts

As health care costs continue to rise, Health Savings Accounts (HSA) provide a great way to save money that would otherwise be paid out in taxes and premiums. Money spent on health insurance premiums and taxes are gone forever, but the money saved in a Health Savings Account will grow year after year.

Individuals under the age of 65 are eligible to contribute if they have a qualified health plan.

Let us help you choose the plan best suited to you and your families' needs, while maximizzing your savings.

  • Savings on insurance premiums
  • Money deposited is tax deductible
  • Interest earned is tax-free
  • Reimbursement for doctor visits, prescriptions, hospitalization, etc.
  • Use the money to pay for dental, eyeglases, hearing aids, etc.
  • Pay for Long Term Care premiums
Call us today to find out how Health Savings Accounts can save you money!

Life Insurance

Life Insurance is an important part of the life planning process. The Death Benefit is income tax free and can be used by your loved ones to cover living expenses, education, taxes and final expenses during this very stressful period.

We provide a detailed analysis of your needs and give you numerous choices of products.

We provide:

  • Term
  • Whole Life
  • Universal


Disability Income Individual and Groups

Who will pay your bills if you become disabled and unable to work?

We provide:

  • Detail personal analysis
  • Quotes from Major Disability Companies
  • Various Income Amounts - Elimination Periods - Benefit Payment Options

Retirement Planning

What does your retirement plan consist of? Have you started planning for retirement? We can help you plan for this very important time of your life.

You may qualify for our unique bank enhanced tax advantaged plan portfolio? The portfolio that gives you the maximum retirement advantage.

We provide:

  • IRA's
  • Annuities
  • 401K's
  • Personal Financial Strategies
  • Retirement Income Conversion Plans
  • Long Term Care


Long Term Care

Long Term Care is typically not covered by your health plan, disability coverage or Medicare. How will you pay for in home, assisted living or nursing home care that can run as much as $40,000 to $50,000 annually. We have plans for you.

We provide:

  • Quotes from the Major Long Term Care Companies
  • In Home Care
  • Assisted Living Facilities
  • Nursing Homes
  • Monthly benefits paid to you
  • Your choice of Benefit Periods
  • Affordable (Tax Advantaged) Premiums

Discount Programs and Limited Benefit Plans

As health care cost continue to rise, discount and limited benefit plans are becoming the solution.

  • Hospital
  • Doctors
  • Dental (Orthodontics - Periodontics - Crowns - Oral Surgery)
  • Vision (Exams - Eye Glasses - Contracts - Lasiks Surgery)
  • Hearing
  • Prescription (90 Day Mail Order)
  • Low Monthly Premiums
  • 10 to 50% Discounts (or more)

16179 State Bank Drive, Suite A, Praireville, Louisiana 70769-3553
Office: (225) 673-3800 || Fax: (225) 673-9748 || 1-888-923-1576 (Toll-Free)
Baton Rouge Phone: (225) 923-1576 || Baton Rouge Fax: (225) 923-0483